Privacy and Cookie Policy

Your privacy is important to Irish Mortgage Holders Organisation CLG (IMHO). This Privacy Policy covers what we collect and how we use, disclose, transfer, and store your information.

By using the IMHO website, you consent to the data practices in this statement.

All the text images, marks, logos, and other content of this website and any of the foregoing sent to you by e-mail or other means (collectively the site content) are proprietary to us or to third parties.

IMHO authorises you to view, download, and print the website content to the following conditions:

1. You may download and print the website content as required to evaluate whether the services of IMHO are appropriate for your use.

2. You may not use any of the website content for the purpose of soliciting, for any service or product, companies that have information included in the website content.

3. You may not modify the website content. All software used on the website is proprietary to us or to third parties, and except as may be required to exercise the foregoing license grant, any use, redistribution, sale, de-compilation, reverse engineering, disassembly, translation or other reduction of such software to human- readable form is prohibited. The marks “IMHO” are proprietary to us, and they may not be used in connection with any service or products other than those provided by IMHO, in any manner that is likely to cause confusion among stakeholders, or in any manner that disparages or discredits IMHO.

This website contains links to third-party websites. The linked websites are not under our control, and we are not responsible for the contents of any linked site. IMHO encourages you to review the privacy statements of Web sites you choose to link to through IMHO so that you can understand how those Web sites collect, use, and share your information. IMHO is not responsible for the privacy statements or other content on Web sites outside of IMHO and
IMHO family of Web sites.

IMHO makes no representations or warranties of any kind regarding the website content. The website content is provided in “AS IS” condition. No advice or information, whether oral or written, obtained by you from IMHO or through the website or website content will create any warranty nor expressly stated herein.

You agree to indemnify and hold IMHO harmless from all causes of action, claims and allegations, costs, fees, charges, and expenses, losses, and liabilities arising from or relating to the breach or alleged breach of your duties or obligations under this Agreement or your use of this website or website content.

IMHO fully respects your right to privacy in relation to your interactions with our website and will not collect any personal information without your clear permission. Any information which you provide, or volunteer will be treated with the highest standard of security and confidentiality, strictly in accordance with the Data Protection Acts, 1988 & 2003 and used only for the stated intended purpose. Technical details of your visit to our website (IP address and host name, browser version etc.) are recorded for statistical and business purposes only.
This information does not enable us to identify website visitors and is not given to third parties.

IMHO Web site uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize IMHO pages, or register with IMHO site or services, a cookie helps IMHO to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same IMHO Web site, the information you previously provided can be
retrieved, so you can easily use the features that you customized. You have the ability to accept or decline cookies. Most Web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of IMHO services or Web sites you visit.

IMHO takes all reasonable steps to secure your personal information from unauthorized access, use or disclosure and secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

If you wish to update or remove information previously provided to IMHO or wish to no longer be contacted by IMHO please contact us at info@mortgageholders.ie with details of your specific request or phone us on 00353 1 874 7662 and your request will be actioned.

IMHO will occasionally update this Statement of Privacy to reflect company and customer feedback. IMHO encourages you to periodically review this Statement to be informed of how IMHO is protecting your information.

IMHO welcomes your comments regarding this Statement of Privacy. If you believe that IMHO has not adhered to this Statement, please contact; Angela O’Brien (angela@mortgageholders.ie) or 00353 1 874 7662. We will use commercially reasonable efforts to promptly determine and remedy the problem.