Informal Arrangement Process

Step 1
Standard Financial Statement
Step 1
Step 2
Full review assessment by a QFA
Step 2
Step 3
Potential proposal discussed with customer
Step 3
Step 4
Proposal submitted to Lender
Step 4
Step 5
Resolution from Lender
Step 5
0%
Informal Arrangement Process Complete

In many cases a formal Insolvency Arrangement is not necessary to resolve issues relating to mortgage arrears.

It is often possible to reach agreement with your Lender without having to go down the formal insolvency route.  

As part of our assessment in Irish Mortgage Holders Organisation we will take a holistic view of your circumstances and assess whether a less restrictive arrangement would be more beneficial to you.

If we feel that this is the route that is most appropriate for your circumstances we will discuss that with you before submitting any proposal to your Lender.

If however we feel that your case would be best served by a more structured Insolvency Arrangement or via Bankruptcy we will review and suggest you consult with a PIP for a further assessment.

Learn More

Request A Consultation