Welcome to the Irish Mortgage Holders Organisation!
Monday 27th January 2020
If debt is causing you stress; the good news is, you don’t have to manage on your own. We are the only not for profit organisation in Ireland to offer all options of debt solution; including informal arrangements, insolvency arrangements and a free bankruptcy service. Last year we arranged solutions for over 2,500 people in difficulty
lo call 1890 623 624


The Personal Insolvency Act 2012 set up three new schemes to give debtors and their creditors options based on the individual situation of the debtor.

Two of the new arrangements (Debt Relief Notice and Debt Settlement Arrangement) are set up for debtors with only unsecured debts, such as utility bills, credit card debts and personal loans. The other (Personal Insolvency Arrangement) is set up for debtors with both unsecured debts and secured debts, such as mortgages or car loans. While most types of debt are eligible for inclusion under one of the new schemes, some exclusions exist, such as court fines in relation to criminal offences.

The Irish Mortgage Holders Organisation is the only organisation in Ireland that is licensed to offer all three arrangements to debtors.

In addition we have a partnership with Grant Thornton Debt Solutions to facilitate arrangements.

To find out more about insolvency please visit Back On Track, a dedicated website operated by the Insolvency Service of Ireland or contact us.

© 2018 Irish Mortgage Holders Organisation

mortgageholders.ie is a trading name of Irish Mortgage Holders Organisation Limited.
Registered office 4th Floor Ocean House, Arran Quay, Dublin 7, D07DHT3
Registered in Ireland, Company number 517549.

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4th Floor Ocean House, Arran Quay, Dublin 7,
D07DHT3, Dublin 7, Ireland
Phone: 01-874 7662
E-Mail: info@mortgageholders.ie
Web: www.mortgageholders.ie

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