Welcome to the Irish Mortgage Holders Organisation!
Wednesday 26th February 2020
If debt is causing you stress; the good news is, you don’t have to manage on your own. We are the only not for profit organisation in Ireland to offer all options of debt solution; including informal arrangements, insolvency arrangements and a free bankruptcy service. Last year we arranged solutions for over 2,500 people in difficulty
lo call 1890 623 624


Bankruptcy is a process where the ownership of an insolvent person’s property transfers to the Official Assignee in Bankruptcy to be sold by him for the benefit of those to whom the individual owes debts.

For many people dealing with unsustainable debt, bankruptcy is an option that has become a real consideration since the coming into force of new bankruptcy laws in December 2013. Bankruptcy is however not suitable for all debtors, it is not appropriate for many and it has a number of downsides that must be considered.

The Irish Mortgage Holders Organisation provides a free bankruptcy service (excluding Official Assignee and court administration costs) to distressed debtors. Our bankruptcy unit is headed up by Arthur Mullan, an experienced bankruptcy and personal insolvency and restructuring solicitor. IMHO can assist you in all insolvency related matters and provide access to in-house Qualified Financial Advisors and Personal Insolvency Practitioners, with a view to availing of alternatives to bankruptcy or availing of bankruptcy if needed.

If you want to discuss Bankruptcy further, or feel that it may be suitable for you, please contact us at info@mortgageholders.ie.

In addition please the following documents provided by the Insolvency Service of Ireland:
Debtors Guide to Bankruptcy
Bankruptcy Case Studies
Press Release announcing changes

For practical information around bankruptcy an IMHO client recently agreed to be interviewed by TV3. Please click here to watch that interview

Recently in the Irish Times the Official Assignee in Bankruptcy, Chris Lehane spoke with Ciaran Hancock and David Hall about bankruptcy.

Chris Lehane spoke about the reduction in bankruptcy fee’s to €270 along with how bankruptcy operates and the power of the official assignee.

The article and podcast is available here: http://www.mortgageholders.ie/interview-with-chris-lehane/

© 2018 Irish Mortgage Holders Organisation

mortgageholders.ie is a trading name of Irish Mortgage Holders Organisation Limited.
Registered office 4th Floor Ocean House, Arran Quay, Dublin 7, D07DHT3
Registered in Ireland, Company number 517549.

Privacy Policy & Cookie Use
Privacy Statement

Implemented by SilverHat
4th Floor Ocean House, Arran Quay, Dublin 7,
D07DHT3, Dublin 7, Ireland
Phone: 01-874 7662
E-Mail: info@mortgageholders.ie
Web: www.mortgageholders.ie

Your Name (required)

Your Email (required)

Your Phone Number (required)

Your Bank *

Where Did You Hear About Us? *