Who are we ?
The Irish Mortgage Holders Organisation is a not for profit organisation which aims to facilitate independent mortgage/debt resolution between lenders/creditors and mortgage holders.
Our aim is to help you deal with indebtedness and allow you to move forward.
We are a registered Charity, regulated by the Charities Regulatory Authority. Our most recent set of accounts (year ending 31/12/2015) is available Here to download.
What are we doing ?
We are currently working with both Irish and International organisations to structure solutions and processes that will assist people who are in debt deal with their creditors. This can be achieved by giving people the tools to deal with their creditors themselves or by giving them access to a specialist negotiation team who will deal with creditors on their behalf.
Do you need help now ?
If you wish to, you can register your interest by providing some information on the contact page. We will make contact with you as soon as possible. Your information will remain secure and confidential.
“This website is being developed as a resource to help those in financial difficulty by working with them to help resolve their situation, in collaboration with their lender.” - David Hall – Director, Irish Mortgage Holders Organisation
We have just released two documents to assist borrowers who may be facing difficulties with their bank or are looking at the Insolvency Service of Ireland as a potential solution to their difficulties. For those who need assistance please contact us here:
In addition we work closely with a number of organisations who provide a range of services to those who require assistance. These are organisations whom we have built a close working relationship with in the field they operate.
Grant Thornton Debt Solutions – www.gtdebtsolutions.ie
The Irish Mortgage Holders Organisation have a partnership with Grant Thornton Debt Solutions who are one of the most experienced professional insolvency firms in Ireland.
The Insolvency Service of Ireland (ISI) – www.backontrack.ie
The ISI monitors the operation of the arrangements relating to personal insolvency, the Debt Relief Notice (DRN), the Debt Settlement Arrangement (DSA) and the Personal Insolvency Arrangement (PIA)
Mullan and Associates – www.mullanandassociates.com
Initially established by Tracy Mullan in December 2010 to give legal advice to people in difficulty with their mortgage. Mullan and Associates is now a full service legal firm which practices in all the traditional areas that you would expect from a legal practice. However they have retained a special interest in all mortgage related issues as they have built up a wealth of legal and practical experience in this area.
Both partners in Mullan and Associates, Arthur Mullan and Tracy Mullan, are Directors of the Irish Mortgage Holders Organisation
Voluntary Assistance Scheme, Bar Council of Ireland – www.lawlibrary.ie
The Voluntary Assistance Scheme is the pro bono scheme of the Bar Council of Ireland. It is ordinarily made available directly from barristers to charities and civic society groups.
For appropriate situations the Voluntary Assistance Scheme provides barristers of clients of the Irish Mortgage Holders Organisation for relevant legal issues.
The Samaritans – www.samaritans.org, call 116 123 or email firstname.lastname@example.org
The Samaritans are there to help everybody explore their options, understand their problems better, or just be there to listen.