About Us.

Who Are We

The Irish Mortgage Holders Organisation is a registered charity which operates on a not for profit basis. Our aim is to facilitate independent mortgage/debt resolution, debt advice for our clients and assistance for people to deal with their indebtedness allowing them to be able to move on with their lives.

What Are We Doing

We work with all lenders and main stream banks to facilitate resolution and solutions for our clients.

We have a highly qualified team of financial advisors who are dedicated to building sustainable solutions with our clients and their lenders.

Our team of advisors negotiate on our clients behalf with lenders/creditors.

Do you need help now

If you need our help or wish to make an enquiry, register your interest by providing your details on our contact page and we will reach out to you.

Your information will remain secure and confidential.

Our Team

David Hall

CEO & Co-Founder

David Hall was one of the co-founders of New Beginning in 2010. In July 2012, David and other concerned citizens established the Irish Mortgage Holders Organisation (IMHO) to help consumers tackle the increasing burden of personal debt. In addition to IMHO, David owns and runs Lifeline Ambulance Service, David founded the Make-A-Wish Foundation in 1992 and was its voluntary CEO for 10 years. David was president of the international organisation of Make-A-Wish from 1999 to 2001. David also chaired the Board of the Marie Keating Foundation from 2001 to 2011 and was a Board member of the Beaumont Hospital Foundation. David is the CEO of approved housing body iCare Housing. David is also Chairman of Inner City Helping Homeless

Over the past 3 years David has been to the forefront on a National basis in advocating on behalf of those in mortgage and personal debt. David has significant experience and success in negotiating deals with banks on behalf of debtors.

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Tracy Mullan

Board Member

Tracy is a Solicitor, qualified since 2001. Her background is in general practice, but she spent many years specialising in commercial property, acting for both purchasers and vendors; landlords and tenants. After volunteering with Debt Advocacy group New Beginning in 2010 she established Mullan & Associates Law Firm which was dedicated to assisting people who found themselves before the Courts because of mortgage debt. Initially, the Firm dealt almost exclusively with individuals whose homes were being repossessed by the banks. In 2012 she helped to establish the IMHO with David Hall and other concerned citizens. Tracy has first-hand experience of helping people who are having difficulties with their mortgage and with dealing directly with the banks to find a solution. Mullan & Associates provides a full legal service. It has a department dedicated specifically to dealing with people who are in difficulty with their mortgage. The Firm also provides a full suite of legal services, including litigation (both commercial and general), conveyancing, landlord & tenant, wills & probate. Tracy is a Director of IMHO.

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John Hogan

Board Member

John Hogan is operations manager at Lloyds Insurance, he has also been active in business consulting for over 30 years for a range of domestic and international clients.

John has consulted with the EU Commission, the World Bank Group, the Central Bank of Ireland, USAID and the Financial Services Authority in the UK.

John has also served on the Citizens Information Board for almost ten years. In 2015 John became a member of the Contracts Awards Committee of Broadcasting Authority of Ireland.

In Oct 2018 John was nominated as trustee by the Charities Regulator to the Animal Heaven Animal Rescue charity to address governance issues.

 

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Dr. Constantin Gurdgiev

Board Member

Dr. Constantin Gurdgiev is the Adjunct Professor of Finance with Trinity College, Dublin. He currently serves as the Chairman of Ireland Russia Business Association, and holds non-executive appointments on the Investment Committees of GoldCore Ltd (Ireland) and Heinz Global Asset Management, LLC (US). He also lectures in the Smurfit School of Management, University College Dublin and is research-active in macroeconomics and finance, as well as economic policy analysis.

In the past, Dr Gurdgiev served as the Head of Research with St Columbanus AG (Switzerland), the Head of Macroeconomics with the Institute for Business Value, IBM, Director of Research with NCB Stockbrokers, Ltd, and Director and the Group Editor of Business & Finance Publications. Born in Moscow, Russia, Dr Gurdgiev was educated in the University of California, Los Angeles, University of Chicago, Johns Hopkins University and Trinity College, Dublin. Dr Gurdgiev serves as a Patron of the Phoenix Project and a Director of Irish Mortgage Holders Organisation Ltd.

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Arthur Mullan

Secretary

Arthur is a qualified solicitor and partner with Mullan & Associates and an accredited mediator. He is currently company secretary for the Irish Mortgage Holders Organisation.

Arthur represented both Plaintiffs in the two largest actions ever to come before the Irish Courts. The Promissory Notes cases (challenge to the constitutionality of the manner in which the Irish Government gave promissory notes with a value in excess of €31m to Anglo Irish Bank and other Irish institutions). The cases were taken by David Hall and TD Joan Collins.

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Our Affiliates

The ISI monitors the operation of the arrangements relating to personal insolvency, the Debt Relief Notice (DRN), the Debt Settlement Arrangement (DSA) and the Personal Insolvency Arrangement (PIA)

 www.backontrack.ie

Our Affiliates

The ISI monitors the operation of the arrangements relating to personal insolvency, the Debt Relief Notice (DRN), the Debt Settlement Arrangement (DSA) and the Personal Insolvency Arrangement (PIA)

 www.backontrack.ie